Chris Valdez

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The Senior Advocacy Blog Of Chris Valdez

Data Shows Alarming Pattern For Prospective Retirees

Data from the Center For Retirement Research shows an alarming trend in wealth accumulation and retirement preparedness among Americans. The chart, which contains data going back to 1983, shows a stable pattern of wealth accumulation through the most recent survey in 2010. In 2010, accumulation of wealth dropped among most age groups due to the severe recession and unemployment crisis. The CRR suggests that even if the ratio of wealth to income returns to its historical norm, the fact that funding retirement is significantly more expensive than it used to be, means trouble for future retirees. In short, the CRR warns prospective retirees that having the same amount of assets as your parents won’t be enough to handle the rising costs of retirement. More here.

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About Chris:

Chris is a Reverse Mortgage Specialist with Proficio Mortgage Ventures, LLC.

She has been originating reverse mortgages exclusively since 2007. She is an active member of NRMLA and is Texas Senior Checked. She holds a degree in Psychology from Texas Tech University with a minor in Spanish. Her experience has enabled her to work with a wide variety of people in various environments and situations.

As a reverse mortgage specialist, I am given the opportunity to help many seniors in obtaining financial security and peace of mind through a reverse mortgage. I approach every situation with my upmost honesty, respect and knowledge and will spend my time listening to their needs.

It’s all about helping seniors.

Doing business in the following areas:

Austin
Bastrop
Bee Caves
Buda
Cedar Park
Dripping Springs
Elgin
Georgetown
Kyle
Lago Vista
Lakeway
Lampasas
Leanser
Lockhart
Luling
Marble Falls
New Braunfels
Oak Hill
Pflugerville
Round Rock
San Marcos
Spicewood

Proficio

Contact:

Chris Valdez
Reverse Mortgage Specialist
NMLS ID #340895

Proficio Mortgage Ventures, LLC
a wholly-owned subsidiary of Proficio Bank
110 Hillcrest Street
Orlando, FL 32801

800.676.5619 (direct)
866.626.6904 (fax)

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