Chris Valdez


The Senior Advocacy Blog Of Chris Valdez

Retirement Study Explores Tax Cuts For Older Workers

As life expectancies grow, so do the number of studies exploring the options for older workers, social security, and retirement. One such study, from the University of Michigan, looks at the idea of eliminating social security payroll taxes for workers over the age of 55 in order to encourage them to continue working rather than opting for retirement. The research found that workers would receive a 10.6 percent increase in their take-home pay and would choose to stay on the job an additional year and a half to take advantage of the extra income. Rewarding older workers would benefit seniors as they financially prepare for retirement but would also be good for the economy as a whole. The study used data from the University of Michigan’s institute for Social Research and the Consumer Expenditure Survey conducted by the U.S. Bureau of Labor Statistics. More here and here.

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“Locally serving Texas Seniors”

About Chris:

Chris is a Reverse Mortgage Specialist with Proficio Mortgage Ventures, LLC.

She has been originating reverse mortgages exclusively since 2007. She is an active member of NRMLA and is Texas Senior Checked. She holds a degree in Psychology from Texas Tech University with a minor in Spanish. Her experience has enabled her to work with a wide variety of people in various environments and situations.

As a reverse mortgage specialist, I am given the opportunity to help many seniors in obtaining financial security and peace of mind through a reverse mortgage. I approach every situation with my upmost honesty, respect and knowledge and will spend my time listening to their needs.

It’s all about helping seniors.

Doing business in the following areas:

Bee Caves
Cedar Park
Dripping Springs
Lago Vista
Marble Falls
New Braunfels
Oak Hill
Round Rock
San Marcos



Chris Valdez
Reverse Mortgage Specialist
NMLS ID #340895

Proficio Mortgage Ventures, LLC
a wholly-owned subsidiary of Proficio Bank
110 Hillcrest Street
Orlando, FL 32801

800.676.5619 (direct)
866.626.6904 (fax)

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